Overview
Inflow enables seamless multi-currency financial operations across Africa, North America, the United Kingdom, and Europe. You can collect payments from your customers via their preferred local channels and disburse funds to bank accounts, mobile money wallets, or internal GTW wallets.
Supported Currencies
The Inflow API supports the following 17 ISO currency codes for collections and payouts:
Collection Methods (Inbound Payments)
Inflow supports a variety of local collection channels tailored to each market. When creating a payment request via POST /v1/payments, your customer is presented with the appropriate payment method for their selected currency.
Same-Currency Settlement: Same-currency collections (e.g. NGN → NGN, ZMW → ZMW) settle immediately into your organization’s withdrawable wallet balance, firing both payment.executed and payment.settled webhooks.
Payout Methods (Outbound Disbursals)
When adding a payout beneficiary (POST /v1/payout-accounts), set the accountType field to specify the payout delivery channel.
Beneficiary Account Types & Payload Examples
1. Bank Account (accountType: "bank_account")
Used for traditional commercial bank transfers in Nigeria, North America, the UK, and Europe.
2. Mobile Money (accountType: "mobile_money")
Used for mobile money disbursements in Francophone West Africa, East Africa, and Southern Africa. Phone numbers must be in full international format (MSISDN).
3. Global Travel Wallet (accountType: "gtw_wallet")
Used for instant internal transfers to Global Travel Wallet recipients. Provide the beneficiary’s 10-character alphanumeric GTW Public ID in accountNumber. No bank routing numbers or operator codes are required.
Need Help?
If you have questions about specific currency corridors or high-volume custom rates, contact our support team at support@inflowpay.net or check out the Payouts Guide.
